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Insurance Isn’t Optional Anymore — Here’s How to Stay Compliant With NAICOM.

Insurance Isn’t Optional Anymore — Here’s How to Stay Compliant With NAICOM.

You’re driving to work on a Monday morning, listening to your favorite playlist, determined to ace your weekly goals. The sun is out, Lagos traffic is somehow behaving, and you’re feeling like the main character. But then, you spot them — VIO. Police.

Your heart skips a beat. “Hope they won’t stop me o…” You glance at your side mirror, trying to calculate your next move. Should you switch lanes? Act like you don’t see them? But deep down, you know the truth, you’ve been driving without insurance.

But guess what? They will. They will stop you!

The National Insurance Commission (NAICOM) has made every car on Nigerian roads mandatory to have at least third-party insurance. No more “I go do am later.” If you’re caught without it? Just be ready to pay fines every time VIO, FRSC, or police stops you. And those fines? They’ll cost you way more than just getting insurance in the first place. Let’s do the math: If you’re stopped just three times a year, you could spend ₦250,000 or more on fines. Meanwhile, a legit Third-Party Insurance policy from ETAP costs just ₦15,000 per year. So why throw money away when you can drive legally and stress-free?

But before you sigh and say, “Ugh, insurance wahala again,” hold on. We get it. Insurance in Nigeria hasn’t exactly had the best rep. You hear things like:

“It’s too expensive.”
“Claims take forever.”
“They’ll just eat my money and not help when I need it.”

Sounds familiar? We feel you. But that’s exactly why ETAP exists, to change all that.

First, what’s Third-Party Insurance?

It’s the bare minimum insurance required by the law every car should have. If you ever hit someone’s car (or worse, injure someone), your insurance covers the damage so you don’t have to empty your account. What it doesn’t do? It won’t fix your own car. But don’t worry, ETAP has comprehensive insurance options if you want full coverage.

And now that NAICOM is making it compulsory, there’s no running from it. So, if you have to get it, you might as well do it the smart way.

Why ETAP?

ETAP is not your regular, stressful insurance provider. We built our system for people like you — busy, practical, and tired of the usual insurance drama.

Here’s what you get;

1. Insurance in 90 seconds — No paperwork, no stress. Just a few taps, and boom — you’re covered.
2. Claims processed in 3 minutes! — Something happens? Take a picture, report on the app, and we handle the rest.
3. We fix your car at our trusted repair centers — No shady roadside mechanics. Your car comes back better than it left.
4. You get rewarded for driving safely. Yep! ETAP gives you points just for being a careful driver. You can redeem them for shopping, fuel, movie tickets, and more!

Let’s not forget: Over 12 million vehicles in Nigeria are uninsured. That’s a lot of people one accident away from serious financial trouble. But you? You’re smarter than that.

Get Covered Today!

So, let’s be real. You can either: Get insured now and drive stress-free OR Risk getting stopped and paying avoidable fines.

The choice is yours, but we both know the smart move.

Click below to get your Insurance Coverage on ETAP in 90 seconds. It’s easy, affordable, and stress-free.

👉 Get Insured Now 👈

19 February

Insurance Isn’t Optional Anymore — Here’s How to Stay Ahead of NAICOM.

Insurance Isn’t Optional Anymore — Here’s How to Stay Compliant With NAICOM.

But guess what? They will. They will stop you!

NAICOM has made it mandatory for every car on Nigerian roads to have at least Third-Party Insurance — no more “I go do am later.”

If you’re caught without it? Get ready to pay fines every time VIO, FRSC, or the police stop you. And those fines? They’ll cost you way more than just getting insured.

Let’s break it down: Get stopped three times a year, and you could spend over ₦250,000 on fines. Meanwhile, a legit Third-Party Insurance policy from ETAP costs just ₦15,000 per year.

Why throw money away when you can drive legally and stress-free? Get covered today. But before you sigh and say, “Ugh, insurance wahala again,” hold on. We get it. Insurance in Nigeria hasn’t exactly had the best rep. You hear things like:

❌ “It’s too expensive.”
❌ “Claims take forever.”
❌ “They’ll just eat my money and not help when I need it.”

Sounds familiar? We feel you. But that’s exactly why ETAP exists, to change all that.

First, what’s Third-Party Insurance?

It’s the bare minimum insurance required by the law every car should have. If you ever hit someone’s car (or worse, injure someone), your insurance covers the damage so you don’t have to empty your account. What it doesn’t do? It won’t fix your own car. But don’t worry, ETAP has comprehensive insurance options if you want full coverage.

And now that NAICOM is making it compulsory, there’s no running from it. So, if you have to get it, you might as well do it the smart way.

Why ETAP?

ETAP is not your regular, stressful insurance provider. We built our system for people like you — busy, practical, and tired of the usual insurance drama.

Here’s what you get;

✅ Insurance in 90 seconds — No paperwork, no stress. Just a few taps, and boom — you’re covered.
✅ Claims processed in 3 minutes! — Something happens? Take a picture, report on the app, and we handle the rest.
✅ We fix your car at our trusted repair centres — No shady roadside mechanics. Your car comes back better than it left.
✅ You get rewarded for driving safely. Yep! ETAP gives you points just for being a careful driver. You can redeem them for shopping, fuel, movie tickets, and more!

Let’s not forget: Over 12 million vehicles in Nigeria are uninsured. That’s a lot of people one accident away from serious financial trouble. But you? You’re smarter than that.

Get Covered Today!

So, let’s be real. You can either: Get insured now and drive stress-free OR Risk getting stopped and paying avoidable fines.

The choice is yours, but we both know the smart move.

Click below to get your Insurance Coverage on ETAP in 90 seconds. It’s easy, affordable, and stress-free.

👉 Get Insured Now 👈

07 February

The Road to Sustainability: What Lagos’ Eco-Shift Means for Drivers

Eko o ni baje! This popular Lagos saying, which translates to “Lagos will not spoil,” feels more meaningful as the city prioritizes its residents’ well-being with bold new initiatives. On Wednesday, December 11th, the Lagos State Government reaffirmed its commitment to creating a sustainable, eco-friendly state with fewer cars on the roads.

Mr. Oluwaseun Osiyemi, Lagos State Commissioner for Transportation, shared this vision during the 5th Lagos Real Estate Marketplace Conference and Exhibitions. This initiative aligns with the state’s T.H.E.M.E.S agenda — a comprehensive development framework covering Transportation and Traffic Management; Health and Environment; Education and Technology; Entertainment and Tourism; and Security and Governance.

But what does this mean for you? Let’s explore how Lagos’ plan impacts drivers, businesses, and the community at large.

1. Smoother Commutes with Fewer Cars

Imagine a Lagos where traffic jams are the exception, not the norm. The government’s vision of fewer private vehicles on the roads could make this a reality. Investments in public transport, such as the ongoing development of the Blue and Red Rail Lines and the deployment of 2,000 CNG-powered buses, promise to make commuting faster and more efficient

For drivers, this transformation brings opportunities to rethink car usage. Reduced congestion means lower fuel costs and less time wasted on the roads.

2. Big Opportunities for Businesses

For fleet operators, ride-hailing services, and delivery businesses, Lagos’ eco-friendly vision can be a game-changer:

Quicker deliveries: Less traffic congestion means faster and more predictable routes.
Cost savings: Better fuel efficiency and fewer maintenance costs as vehicles face less wear and tear.
Fewer accidents: Safer roads mean fewer disruptions and lower insurance claims.

At ETAP, we’re already helping businesses prepare for this future. With tailored fleet insurance solutions, we optimize operations, lower risks, and improve margins. Curious about how it works? Book a demo with us.

3. Safer Roads and Rewarding Driving Habits

An eco-friendly Lagos isn’t just about cleaner air — it’s about safer streets. Reduced vehicle density leads to fewer accidents, benefiting everyone.

ETAP aligns with this vision by encouraging responsible driving. Through our app, drivers earn rewards for good habits like adhering to speed limits and avoiding sudden braking. It’s a win-win: safer roads for the city and rewards for you.

Why This Matters

Lagos’ vision for sustainability is about more than reducing cars — it’s about creating a livable, thriving city that balances individual needs with environmental goals. At ETAP, we’re proud to be part of this transformation, offering insurance solutions designed for this new reality.

The road ahead is exciting. Whether you’re a business owner, a daily commuter, or someone exploring greener transport options, ETAP is here to ensure you’re covered every step of the way.

👉 Join ETAP today and drive into a smarter, greener future with us.

12 December