How it works
You get an ETAP Takaful policy from the ETAP app with all the risk protection as conventional insurance
Once a year, we collate all the remaining money left (after claims and management) from you and others
We give that surplus back to you, or a nonprofit cause you choose
Total Surplus (Monies) Given Back
₦251,846,000
Unlike conventional insurance, Takaful's primary purpose is to mitigate risk and provide peace of mind for our contributors. Customers have been given back over ₦251,846,000 by Takaful underwriters in Nigeria.
Insure your car with ETAP Takaful in 90 seconds
ETAP leverages an innovative blend of artificial intelligence and behavioral economics to unlock savings and fairer pricing for you.
Learn more about policy purchaseOur Existing Tech + Takaful = AMAZING!
With our existing tech and Takaful, we're taking car insurance to the next level. Get the same speedy, rewarding experience, now with an added layer of ethical assurance.
Driving Insights
ETAP's driving insights enable you to understand and improve your driving habits, track your progress over time with easy-to-understand charts and graphs, and earn rewards through the new Takaful car insurance
Safe Driving Rewards
We will reward you for driving safely by giving you points after every trip which you can accumulate to claim rewards from over 500 stores (Jumia, Spar, FilmHouse, ShopRite etc.)
Crash Notifications
If you are in a crash, the app will identify it and ask if you want emergency assistance. You may also use the app to request for help in any other emergency.
Driving Insights
ETAP's driving insights enable you to understand and improve your driving habits, track your progress over time with easy-to-understand charts and graphs, and earn rewards through the new Takaful car insurance
Safe Driving Rewards
We will reward you for driving safely by giving you points after every trip which you can accumulate to claim rewards from over 500 stores (Jumia, Spar, FilmHouse, ShopRite etc.)
Crash Notifications
If you are in a crash, the app will identify it and ask if you want emergency assistance. You may also use the app to request for help in any other emergency.
Insurance Driven by Social Good and Social Impact
Unlike conventional insurance, ETAP Takaful is rooted in Islamic tenets and driven by social good and social impact. Takaful's purpose is to ease the risk faced by policy holders. With a focus on transparency and collaboration, we strive to create a community-driven approach to insurance that benefits all. How do you want your surplus?
Cashback
With this option, you can receive a percentage of your surplus as cashback when you renew your policy. This means you can enjoy even more savings on top of our already affordable rates.
Discount on Renewal
After you receive your cashback, you can also choose to receive a discount on your next renewal instead of cashback. This way, you can save even more money while still benefiting from our excellent coverage.
Donate to Charity
If you're feeling charitable, you can opt to donate your surplus to a charity of your choice. This is a great way to give back to the community while also enjoying the benefits of our Takaful car insurance.
No matter which option you choose, you can be sure that ETAP is committed to providing you with the best possible service and support. So why wait? Insure your car with ETAP today and experience the peace of mind that comes with our Takaful car insurance.
Comprehensive or 3rd Party Cover
Our Takaful car insurance plan comes in two options - 3rd Party and Comprehensive. Here's a breakdown of what each option covers:
What it covers
This plan covers you against any legal liabilities arising from third-party damages or injuries caused by your car, up to N3million. This includes damage to another vehicle or property, as well as bodily injuries to other individuals. With our 3rd Party insurance, you can enjoy the peace of mind that comes with knowing you're protected from unexpected expenses.
What it covers
Our comprehensive plan provides all the benefits of 3rd Party insurance, with the added advantage of covering your own vehicle against accidental damage, theft, fire, and other unforeseen events. With this plan, you can rest assured that your car is fully protected, no matter what happens.
